For retirement in the United States, 2022 has been a year of change. New laws and updates to old ones have rewritten the rules for how Americans save. Government agencies have raised 401(k) contribution limits and reduced Medicare premiums. And through it all, the age at which Americans retire and the tools they use to do so have changed in unexpected ways.
As we approach a new year, here’s a look at the changes that were set in motion in 2022 and will ripple through 2023 and beyond.